Debt Counselling Partnership

One on one confidential counselling and advice

to help you reduce and clear your debts.

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Welcome to Ctrl Debt Delete

Debt Counselling and Debt Review Specialists.

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Debt Review Process

Debt Counselling is subject to the National Credit Act (NCA) and enforced by the National Credit Regulator (NCR).

Apply for Debt Counselling

You fill in Form 16 and submit to a Debt Counsellor.

Form 17.1

Your debt counsellor sends your creditors a prescribed form and calling on them to issue a certificate of balance.

Over-debted or not?

Your debt counsellor will work out if you are over-debted or not.

Repayment proposal

Your debt counsellor will put together a repayment proposal.

Tribunal/ Court Application

Your debt review application is taken to the NCT or magistrate court within 60 days of your application.

F19/ Clearance Certificate

Your Debt Counsellor will issue you with a Form 19 once all your debt has been settled in full.

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Meet our Team

Charles Schreuder


Charles is pivotal in developing, implementing and managing new strategies to streamline and improve the legal debt collection processes to the benefit of clients.

Zinelle Carstens

Debt Counsellor

Zinelle assists consumers all over South Africa and along with her excellent legal team that assists her, she obtains the relevant orders to ensure that the consumer, at all times, has the full required protection.

Karabo Moloto

Office Administrator

Karabo takes care of all the adminstrative work that goes along with debt counselling.